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BudgetFlow
Legal Agreement

Terms of Service

Last updated: September 19, 2026

1. Acceptance of Terms

By accessing or using BudgetFlow (“the Service”) available at money.ashwinsi.in, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Description of Service

BudgetFlow is an offline-first personal financial management and expense tracking tool. Features include transaction logging, spend velocity analytics, category tagging, offline IndexedDB synchronization, and export functionalities (Excel and Google Sheets).

3. User Accounts & Security

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use or security breach.

4. Financial Disclaimer

BudgetFlow is an organizational tracking tool and does not provide financial, investment, accounting, or legal advice. You assume full responsibility for your financial decisions and budgeting plans.

5. Contact Information

If you have questions regarding these Terms, please contact us at siashwin2005@gmail.com.